INCOME & DEBT WORKSHEET
A clear view of monthly income.
Calculate income for two borrowers and compare it with monthly housing costs and other debt.
Combined monthly income$0.00
Monthly housing + included debt$0.00
Total debt-to-income ratio—
Monthly debt
Choose which payments to include| Account | Monthly payment | Balance | Use in DTI |
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Debt exclusions must meet the applicable loan program’s requirements. Marking a payment “Paid off” or “Exclude” does not establish eligibility.